2026/27 rates

Inheritance Tax Calculator

England and Wales · NRB £325k · RNRB £175k · 40% rate · updates instantly

Adjust inputs — chart updates instantly

2026/27
£

A deceased spouse's unused NRB can be transferred — adds another £325,000 allowance.

Applies when a home passes to direct descendants. Worth up to £175,000 (£350,000 with TNRB).

£

Estimate only. Gifts, trusts, business relief and charity deductions can all affect the result. Consult a solicitor for complex estates.

— enter estate value
Estate passed on
—
IHT due
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Allowances
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Effective rate
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Nil rate band £325,000
Residence NRB —
Passed on —
IHT at 40% —
Do you need probate? → IHT guide →
Probate cost calculator → Intestacy calculator →

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One-off · no subscription · 30-day full refund · not legal advice